Think you can’t afford benefits for your employees? Think Again.
Stop losing your top talent to competitors with better employee health insurance.
Our Goal for you
Simplified Employee Health Insurance
We simplify navigating employee health insurance, ensuring you and your employees get the right services from the right partners at the best possible price. In doing so, we offer our clients the ability to do three things:
Control & Predict Cost
Discover tools and systems that control costs and keep premiums in check all while guiding members to great care.
Save Money
Our high-touch, cost-efficient platform offers employee health insurance plans that save members on deductibles and drug costs.
Acquire & Retain Talent
Attract and retain top talent with our wide range of affordable white-glove health benefits solutions.
Our Plans
Our core plans are specifically designed for the unique needs of small businesses. We offer the following level-funded plan types.
Plan Comparison
DEDUCTIBLES
Single
Family
OUT OF POCKET MAX
Single
Family
COINSURANCE
100% OF ALLOWABLE
Annual Adult Physical
Adult Immunizations
Mammogram
Gynecological Services
Routine Colonoscopy
Well Child/Newborn Care
Deductible 3000
Business Growth PlanDEDUCTIBLES
Single: $3,000
Family: $6,000
OUT OF POCKET MAX
Single: $4,500
Family: $9,000
COINSURANCE: 80%
100% OF ALLOWABLE
Annual Adult Physical
Adult Immunizations
Mammogram
Gynecological Services
Routine Colonoscopy
Well Child/Newborn Care
Deductible 5000
Business Growth PlanDEDUCTIBLES
Single: $5,000
Family: $10,000
OUT OF POCKET MAX
Single: $6,500
Family: $12,000
COINSURANCE: 80%
100% OF ALLOWABLE
Annual Adult Physical
Adult Immunizations
Mammogram
Gynecological Services
Routine Colonoscopy
Well Child/Newborn Care
HSA 3000
HSA Compatible PlansDEDUCTIBLES
Single: $3,000
Family: $6,000
OUT OF POCKET MAX
Single: $6,000
Family: $12,000
COINSURANCE: 80%
100% OF ALLOWABLE
Annual Adult Physical
Adult Immunizations
Mammogram
Gynecological Services
Routine Colonoscopy
Well Child/Newborn Care
HSA 5000
HSA Compatible PlansDEDUCTIBLES
Single: $5,000
Family: $10,000
OUT OF POCKET MAX
Single: $7,900
Family: $15,800
COINSURANCE: 80%
100% OF ALLOWABLE
Annual Adult Physical
Adult Immunizations
Mammogram
Gynecological Services
Routine Colonoscopy
Well Child/Newborn Care
No employee health insurance plans you like?
Let us design a plan just for you, quickly and efficiently.
Custom Plans
Why Detego Health?
Why spend more money only to lose your top talent to a competitor with better employee health insurance? Detego Health provides a higher quality health plan at lower price. Detego Health is a health care platform that empowers small business owners to control and predict costs, save money and attract and retain the top talent. Let Detego Health give you the edge you need to win the talent arms race.
“I've never had such a well-orchestrated care delivery as I've had through Detego Health. It's so nice to have a healthcare insider navigating this maze for me and my family.”
Ken Drake
Standard Hardware
“We were shopping for a TPA that could meet and exceed our needs as an employer. We found Detego Health a welcome respite from the myriad providers out there who just want to add lives to their portfolio.”
Bob Meyers
CEO, Itedium
“Detego Health transformed our healthcare benefits spend. Amazing.”
Jordon Street
Core Insurance
Case Studies
The “secret sauce” to our success is the composition and management of our partners that allow us to offer the best possible care at the lowest possible price.
As a TPA with our own brokerage, we’re incentivized to contain costs for our direct clients in the same way we are for those clients who come to us through other brokers, consultants, and agents.
Case Study 1
Hip Replacement
An employee of one company required a hip replacement surgery after years of pain in his joints. Through his primary care doctor, he was referred to a local Texas hospital for his procedure, a surgery that would have cost $50,000, not including rehabilitation. The patient’s co-pay for the procedure would have been $3,000. Through Detego Health, the employer was able to access a nationally regarded specialty hospital that saved the employer $30,000 on the cost of the procedure and waived the co-pay for the patient.
Case Study 2
Drug Importation
After a visit to their local primary care physician, an employee diagnosed with plaque psoriasis was given a script for a well-known drug for its treatment. Without any intervention, the employer plan would have been saddled with the cost of the $30,000/year drug. Through Detego Health intervention, we were able to enroll the employee in a patient assistance program that lowered the cost of the drug to the employer by 90% and saved the plan nearly $25,000 in payouts.